Superannuation is a compulsory savings scheme designed to provide employees with a retirement income. Under the scheme, employers must make regular contributions to their employees’ superannuation accounts.
When your employer doesn’t pay your superannuation, it can be a frustrating and stressful experience. You may feel like you’re not getting the money you’re entitled to or that your employer is taking advantage of you. In this guide, we’ll look into some of the things you can do when your employer fails to pay your superannuation.
If Your Employer Doesn’t Pay Your Super, What Can You Do?
According to the ATO, if your employer doesn’t pay your super, you can take action.
There are a few things you can do if you think your employer isn’t paying your super:
1. Check Your Pay Slip
Your pay slip should show how much super your employer has paid for you. If it doesn’t, ask your employer why not.
2. Check Your Super Account
If you have a super account, check that your employer has made contributions for you. You can do this online or by contacting your super fund.
3. Check with Your Co-Workers
Talk to your co-workers and see if they’re in the same situation. If they are, it might be worth making a complaint and hiring an employment lawyer to help you.
4. Make a Complaint
If you’re still not getting anywhere, you can make a complaint to the ATO or the Fair Work Ombudsman. They will investigate your complaint and take action if they find that your employer hasn’t been paying your super.
How the ATO Can Help You If Your Employer Doesn’t Pay Your Super
As we all know, super is incredibly important. It’s there to help us save for our retirement and ensure that we have a comfortable lifestyle when we stop working.
Unfortunately, some employers don’t always do the right thing for their employees and don’t pay their super. If this happens to you, it’s important to know that you have options and that the ATO can help you get your super.
If your employer doesn’t pay your super, the first thing you should do is talk to them about it. Often, this is simply a mistake that can be easily rectified.
If your employer refuses to pay your super or you can’t come to an agreement, you can lodge a complaint with the ATO. The ATO will then investigate the matter and take appropriate action.
In some cases, the ATO may take legal action against the employer. This can result in the employer having to pay a fine or, in serious cases, jail time.
Contact the Fair Work Ombudsman If Your Employer Doesn’t Pay Your Super
It’s not uncommon for employers to fail to pay their employees’ superannuation. If this happens to you, you can do several things, including contacting the Fair Work Ombudsman.
The Fair Work Ombudsman is a government body that is responsible for ensuring that employees are treated fairly and that their rights are protected. If you think your employer has not paid your super, you can contact the Fair Work Ombudsman, who will investigate the matter for you.
If the Fair Work Ombudsman finds that your employer has failed to pay your super, they will take action to recover the money on your behalf. They may also take action against the employer if they believe that the failure to pay was deliberate or repeated.
If you are unsure whether your employer has paid your super, you can check your super account balance or contact your super fund directly. If you find that your employer has not paid your super, you should contact the Fair Work Ombudsman as soon as possible.
The Bottom Line
It’s important to remember that your super is your money, and you have a right to it. If your employer isn’t paying your super, don’t hesitate to take action and get in touch with a lawyer you can trust.
Saines Legal is your go-to partner whenever you need help with your superannuation contributions or any employment-related issues. Our team has the knowledge and legal support you need to increase your chances of getting a favourable outcome. Contact us today and talk to an employment lawyer you can rely on.